Pay Later offers (US)

Simple, short - term installments

US Residents Only: 4 interest - free payments every 2 weeks, starting today, with no impact to your credit score. Available on purchases from $30-$600.

UK Residents Only: Make one payment today, then pay the rest in two interest-free monthly payments. Available on purchases from £45 to £2,000. Apply easily and get an instant decision.

Check out securely with PayPal and choose Pay in 4 or Pay in 3.

About Pay in 4

● Pay in 4 is currently available to residents of the United States.
● Late fees may apply for missed payments depending on your state of residency.
● When applying, a soft credit check may be needed, but will not affect your creditscore.
● You must be of legal age in your U.S. state of residence to use Pay in 4.
● Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License.
● PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457.
About Pay in 3

● Subject to status. Terms and conditions apply. Late fees apply. UK residents only.
● Paypal is a responsible lender.
● Pay in 3 performance may influence your credit score.
● PayPal pay in 3 is a trading name of PayPal(Europe)S.à.r.l. et Cie, S.C.A.,.
● 22-24 Bloulevard Royal, L - 2449, Luxembourg.
Love The Way You Pay

Pay In 4 Interest - Free Instalments
STEP 1 Add your products to your shopping bag and select PayPal within the checkout.
STEP 2 Select Pay in 4 or Pay in 3 and enter your debit card details.
STEP 3 Your first instalment will be collected automatically when your order is confirmed by EMMIOL.